Retirement Plan Solutions for Local Businesses.

At Cresta Advisors, every plan is designed to fit your company and employee’s needs.
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A plan that actually fits you

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A team focused on your success

What is a 401K?

A retirement savings plan sponsored by an employer.
It allows for contributions to be made by eligible employees as well as matching contributions by the employer.

The 401(k) plan was designed by the United States Congress to encourage Americans to save for retirement, and benefit from potential tax savings.

Cresta 401K Team

Ismael Delgado

Ismael Delgado

Retirement Plan Advisor

See Profile
Emmanuel Guajardo

Emmanuel Guajardo

Financial Advisor

See Profile
Karla F. Peña

Karla F. Peña

Client Associate

See Profile

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Disclosure

Investment Advisory services offered through Cresta Advisors, Ltd., a Registered Investment Adviser.

Cresta Advisors does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.

This site is published for residents of the United States only. Investment Advisor Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all services referenced on this site are available in every state and through every advisor listed.

For additional information, please contact Cresta 401K at info@crestaadvisors.com

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Ismael Delgado

Ismael Delgado

Retirement Plan Advisor

Ismael is a native of Laredo, TX.  He obtained his bachelor’s degree in Business Administration with a concentration in International Economics from Texas A&M International University.

Ismael brings years of experience within the financial services industry.  He is passionate about helping individuals and businesses in the local community achieve their financial goals by setting clear objectives and creating a retirement plan that best meets their needs.

Ismael will serve as the main contact and primary service advisor for the employer sponsored plans at Cresta Advisors.

He is actively involved in the Laredo community and is a current member of the Laredo Rotary Club as well as being an active participant in the yearly Walk to End Alzheimer’s events.

During his free time, Ismael enjoys spending time with his family, grilling all kinds of meats, and cycling.

Emmanuel Guajardo

Emmanuel Guajardo

Financial Advisor

Emmanuel, a lifelong Laredoan, dedicates his skills and knowledge as a financial planner to help the Laredo community identify, set, and achieve their financial goals. He specializes in financial planning, investment management, estate planning, and charitable giving strategies.

Prior to joining Cresta Advisors, Emmanuel obtained his BBA and MBA from the University of the Incarnate Word’s H-E-B School of Business.  To better serve the Laredo community as a Financial Advisor, Emmanuel obtained his CERTIFIED FINANCIAL PLANNER™ and Certified Estate and Trust Specialist designations.

Emmanuel plays an active role in the Laredo community and currently serves on the board of directors for The Washington’s Birthday Celebration Association (WBCA), Ruthe B Cowl Rehabilitation Center, and The Boys and Girls Club of Laredo as well as volunteers with the Laredo Chamber of Commerce.

In his free time Emmanuel enjoys playing golf, and spending time with family and friends.

Karla F. Peña

Karla F. Peña

Client Associate

Karla is a Texas A&M International University alumna and holds a bachelor’s degree in Business Administration with a concentration in Marketing.

Karla was the web administrator and curator of an independent publication for over 6 years. She collaborated alongside worldwide brands with the purpose of showcasing style trends through organic content.

At Cresta, her passion for digital content design and editing will enable her to lead and execute marketing initiatives. She will be working towards expanding brand awareness while upholding the firms core values and offering client support.

In her spare time, Karla does pilates, enjoys horse riding, and spends too much time at Alamo Drafthouse.